The BOP Program Your Business Requires

The components of each BOP differs significantly and we ensure your policy contains all the components your business requires. Our BOP’s are designed for small to medium sized businesses. They are available for a broad range of businesses covering most major industries and professions. If your business has more than 50 employees, or very high sales volume, you may be eligible for our custom programs.

Property Coverage

As a business owner, much of your investment is tied up in physical property including buildings, equipment, inventory, etc. A single event, like a fire, can have a devastating impact on your investment, so our BOP will cover losses over and above the policy’s deductible amount – to the policy limits.

Business Interruption Protection

Property and equipment aren’t the only loss your business can incur in a catastrophic event. The loss of equipment and property may also force the business to decrease production or completely cease operations until repairs and new equipment are in place. Our business interruption coverage provides funds to make up for lost revenues and to cover expenses until the business is operational again.

Casualty Protection

Our BOP’s include a casualty and liability protection clause. This coverage will protect you and your business should your products or production processes harm someone.

Crime and Employee Theft Coverage

Businesses need to be protected from the consequences of crime. Our BOP’s will give you protection from all kinds of crimes including burglary, theft, and robbery, as well as more subtle crimes such as employee theft or embezzlement.

Liability Protection

Lawsuits are simply part of doing business these days. Our BOP’s provide liability protection against civil suits for accidents, product liability, slander, copyright infringement, and a variety of other legal liabilities.

Vehicle and Business Auto Protection

BOP’s wouldn’t be complete if they didn’t also provide coverage for the vehicles owned by your business. Rather than obtaining vehicle coverage through another insurer, consider looking at our BOP’s that include this coverage to help keep insurance costs down.