Capstone Insights
It’s that time of the year again when OSHA regulations are added, and
compliance dates will go into effect in 2018. This newsletter will address the important changes chosen by the effective dates for compliance in 2018. Continue reading →
The National Flood Insurance Program has officially lapsed after the failure to reach a deal in Congress to prevent the federal government from shutting down. Continue reading →
Federal programs to protect Americans against extreme weather and other natural disasters save even more money than previously thought, according to a report funded by the same agencies that have proposed cutting many of those programs Continue reading →
After years of decreases, casualty insurance risks, including directors and officers liability and other specialty lines, generally saw flat renewals on Jan. 1, 2018, with the notable exception of commercial automobile risks where insurers obtained rate increases, experts say. Continue reading →
The holiday season is upon us. This time of the year, the reception area of a business entrance or lobby is an area of potential unwanted guests. The constant traffic from Holiday gifts, mail, and normal office deliveries are an opportunity for an unsavory intruder to “slip through” unnoticed and enter the offices, bathrooms, storage areas and surrounding corridors, and increase the risk of theft, violence, industrial espionage, sabotage, or even terrorism. Continue reading →
As we all know, insurance is a transfer of risk to another party. The risk is transferred most times because of financial considerations; the insured either cannot afford or does not want to take her chances that something catastrophic might happen, so she obtains an insurance policy in order to transfer the risk to a third party, the insurance carrier. There are a number of ways risk can be assumed. Continue reading →
New employees need to be made aware of workplace safety and how serious safety training is right from the start. In your first meeting with your new employees, reinforce the need for caution and the use of protective equipment for each task. Emphasize that all unsafe conditions, accidents, and “near misses” must be reported immediately. Continue reading →
The massive influx of projects the construction industry is enjoying these days hit home for me not in New York, where I live, but overseas.
Last summer I visited Lloyd’s of London to conduct interviews and shoot video for our “Inside Lloyd’s” project, which provided a rare look inside the inner workings of the world’s leading specialty insurance market. On July 9, 2016, I had the chance to gaze upon the city from one of the Lloyd’s building’s exterior-set glass elevators. One would be hard-pressed to find a more spectacular view of London. Continue reading →
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