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"Employment Practice Liability Insurance"
Now that the yearly task of filing personal taxes has passed, this is an opportunity to discuss another type of filing for businesses that occurs every year – the workers’ compensation and general liability audits. In comparison, insurance audits and filing taxes are similar in that both are mandatory, annually. The workers’ compensation and general liability audits are conducted at the end of each policy period to verify that the premium is correct for the exposure during the policy period. In the event there is a claim, the claim might be denied because the premium exposure for the policy term within the policy period where the claim occurred was underinsured. Continue reading
Employers are struggling to hire workers in tightening U.S. job market. Marijuana is now legal in nine states and Washington, D.C., meaning more than one in five American adults can eat, drink, smoke or vape as they please. The result is the slow decline of pre-employment drug tests, which for decades had been a requirement for new recruits in industries ranging from manufacturing to finance. Continue reading
Cyber-related claims against directors and officers have been largely unsuccessful to date, but given the plaintiff bar’s creativity and persistence, it is too soon for companies to relax and consider themselves off the hook, say experts. Continue reading
It’s that time of the year again when OSHA regulations are added, and
compliance dates will go into effect in 2018. This newsletter will address the important changes chosen by the effective dates for compliance in 2018. Continue reading
Are you prepared if you have unexpected health issues, car accident or disability? We always recommend considering disability insurance coverage on an individual or company basis because the unexpected can really set a family back. In fact, a few of our own employees have had to utilize both short and long-term disability benefits. Continue reading
The holiday season is upon us. This time of the year, the reception area of a business entrance or lobby is an area of potential unwanted guests. The constant traffic from Holiday gifts, mail, and normal office deliveries are an opportunity for an unsavory intruder to “slip through” unnoticed and enter the offices, bathrooms, storage areas and surrounding corridors, and increase the risk of theft, violence, industrial espionage, sabotage, or even terrorism. Continue reading
New employees need to be made aware of workplace safety and how serious safety training is right from the start. In your first meeting with your new employees, reinforce the need for caution and the use of protective equipment for each task. Emphasize that all unsafe conditions, accidents, and “near misses” must be reported immediately. Continue reading
Insurance industry companies seeking to attract young professionals to the sector need to create work environments that welcome diversity or risk losing talent to competitors, a panel of experts said. Continue reading
