Home Health Care Programs

We have specialty programs available for home health care agencies that employ both skilled and non-skilled in home services. We provide our clients a dedicated client advocate that allows you to focus on what you do best – providing home health care services; we’ll focus on your claims, billing and any audits that come your way

Coverage Features

General Liability

  • Comprehensive general liability
  • Abuse and molestation coverage options
  • Premises liability
  • Personal injury liability
  • Professional liability available on an occurance or claims made form
  • Volunteers as additional insureds
  • Employee benefits liability

Program Endorsement

Includes coverage’s for identity theft expense, terrorism travel reimbursement, emergency real estate consulting fee, temporary meeting space reimbursement, workplace violence counseling, kidnap expense, key individual replacement expenses, image restoration and counseling, donation assurance, and business travel.

Property Coverage

  • Blanket limits with large in-house capacity
  • Special causes of loss on building, contents, loss of income and extra expense
  • Crime, equipment breakdown, inland marine (all property coverage’s on one policy)
  • No separate form needed for computer property - included under personal property limit
  • Agreed Amount Endorsement available with property appraisal

Excess Liability Coverage

  • Umbrella – Limits up to $15,000,000

Automotive Coverage’s

  • Owned automobile exposures
  • Non-owned automobile exposures
  • Volunteers as Insureds coverage available
  • Hired physical damage exposures
  • Rental reimbursement for private passenger vehicles
  • Minimum physical damage deductibles of $500/$1,000