Homeowners and Renters Insurance

Homeowners and Renters Insurance

We can’t prevent a fire or theft at your home, we can provide the coverage to help you recover fully afterwords. We offer convenient, pre-packaged insurance protection programs designed to stretch your insurance dollar and provide added security.

To better manage your premium and your budget, choose from deductibles ranging from $250 to $5,000. We offer competitive pricing for all types of homes and home values, as well as discounted rates for mature homeowners and renters regardless of employment status.

Further customize your home protection with value-added optional coverage’s:

  • Coverage for damage to your computer hardware, software and data
  • Sump pump coverage in case water backs up through a sewer or drain
  • Golf cart coverage
  • Replacement coverage for damage to walls, decks, patios and steps
  • Identity theft coverage for expenses incurred in regaining your identity, including lost income and legal fees
  • Scheduled coverage for unique or special items such as jewelry, art collections or furs
  • Assisted living care coverage for a relative who regularly resides in an assisted living facility

Flood Insurance

Just because your home isn’t located in a coastal region, near a river or on a flood plain, doesn’t mean you don’t need flood insurance. In fact, more than half of all flood claims occur in areas considered to have low flood exposure. Most homeowners policies do not cover flood damage. Protect yourself from costly repairs. Our flood protection provides coverage for the following damages:

  • Structural elements, including walls, floors, equipment and fixtures
  • Contents such as furniture, appliances, carpeting, and wall and floor coverings
  • Personal items such as clothing, audio equipment and televisions

Consider Protecting your home with Earthquake Insurance Protection Earthquake Insurance Information

Top coverage doesn’t have to cost top dollar.  By consolidating your various policies with us, you’ll enjoy greater savings, convenience and peace of mind.