Capstone Insights
LTD insurance is a policy that protects employees from loss of income if they are unable o work due to illness or injury for an extended period of time. A Long Term Disability claim will typically require an employee to be out of work more then 90 days. The benefit amount is based on a percentage of the individual’s gross income and is paid out weekly or monthly. Long Term Disability ensures that employees are able to receive a percentage of their income when they are unable to work. Continue reading →
How do people use, misuse or abuse Hipaa, the federal regulations protecting patients’ confidential health information? Let us count the ways: Continue reading →
Misclassification of employees as independent contractors is increasing, “in part reflecting larger restructuring of business organizations,” wrote David Weil, the administrator of the DOL’s Wage and Hour Division, in his blog post entitled, “The Application of the Fair Labor Standards Act’s ‘Suffer or Permit’ Standard in the Identification of Employees Who Are Misclassified as Independent Contractors.” Continue reading →
By: Mary Thompson, Capstone Brokerage President, July 16, 2015
In Las Vegas summer is … Continue reading →
TACOMA, Wash. — One night, when her face turned puffy and painful from what she thought was a sinus infection, Jessica DeVisser briefly considered going to an urgent care clinic, but then decided to try something “kind of sci-fi.” Continue reading →
As cannabis bans are relaxed in more U.S. states, the race is on to develop an instant roadside breathalyzer for police to test drivers who may be taking the “high” road.
Vancouver-based Cannabix Technologies Inc., founded by a retired Royal Canadian Mounted Police officer, expects to be first out of the gate with a “pot breathalyzer” – a handheld device similar to those used to detect alcohol.
Continue reading →
The benefits associated with employees working remotely carry with them challenges for employers, according to a new report from the Risk & Insurance Management Society, the organization said in a statement Monday.
Continue reading →
The stand-alone Health Reimbursement Arrangement (HRA) is dead for most employers. Or, is it?
Two weeks ago, a group of legislators re-introduced the Small Business Healthcare Relief Act (S. 1697 and H.R. 2911). The legislation would allow small employers to once again use an HRA to reimburse employees for health insurance premiums and out-of-pocket medical expenses. Continue reading →
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