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"Homeowners Insurance"
Most American families have a family pet. They are considered a part of the family and in some situations can be more like children to their owners. What happens when your beloved family pet BITES? Interestingly one third of homeowner’s liability claims arise from dog bites and other dog related injuries.
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Now that the yearly task of filing personal taxes has passed, this is an opportunity to discuss another type of filing for businesses that occurs every year – the workers’ compensation and general liability audits. In comparison, insurance audits and filing taxes are similar in that both are mandatory, annually. The workers’ compensation and general liability audits are conducted at the end of each policy period to verify that the premium is correct for the exposure during the policy period. In the event there is a claim, the claim might be denied because the premium exposure for the policy term within the policy period where the claim occurred was underinsured. Continue reading
The National Flood Insurance Program has officially lapsed after the failure to reach a deal in Congress to prevent the federal government from shutting down. Continue reading
Federal programs to protect Americans against extreme weather and other natural disasters save even more money than previously thought, according to a report funded by the same agencies that have proposed cutting many of those programs Continue reading
More frequent and intense wildfires are making it harder for homeowners to find and keep insurance in California, a state regulator warned Thursday.
“The problem of insurance availability is going to expand” after last year’s record-breaking wildfires, California Insurance Commissioner Dave Jones said in an interview Thursday. He said growing rates of non-renewal and rate increases for people in wildfire zones are “entering a critical stage.” Continue reading
Mostly every American is required to carry some form of personal insurance, such as insurance to drive a car, to rent property, to have a home loan, or for their health care. When you are shopping for your insurance needs did you know that by bundling coverage you can save money each month? Just like a cable bill the more insurance policy you carry the greater the “bundle” discount. Bundling automobile and homeowners is the most common when it comes to personal insurance. Continue reading
Fall has arrived in many parts of the country, leaves are changing color, weather is getting cooler and interestingly this means insurance claims will also see a change. Surprisingly, fall and winter months are known for more automobile and home insurance claims; perhaps it’s the weather? Continue reading
