Capstone Insights
Updates and Resources
Globally and locally, we are all currently being affected by Coronavirus (COVID-19). … Continue reading →
Acts of terror are an unfortunate reality of today’s world. When these atrocities hit close … Continue reading →
For many of us, the time is coming to return back to work. This means … Continue reading →
By: Kathleen Murray, Capstone Brokerage Claim Advocate, November 26th, 2018
Warehouses of any kind are the most dangerous work place. You can easily fall victim to numerous injuries and illnesses. Practicing safe habits and knowing when certain practices are dangerous are crucial in keeping employees and coworkers out of harm’s way. Continue reading →
There’s no good reason to make an enemy of the claimant or, if in litigation, the opposing attorney. We reveal ourselves in our claims letters and their tone. Is the tone nasty? Negative? Arrogant? Your job is to make your point without, in any way, belittling your reader. Continue reading →
Now that the yearly task of filing personal taxes has passed, this is an opportunity to discuss another type of filing for businesses that occurs every year – the workers’ compensation and general liability audits. In comparison, insurance audits and filing taxes are similar in that both are mandatory, annually. The workers’ compensation and general liability audits are conducted at the end of each policy period to verify that the premium is correct for the exposure during the policy period. In the event there is a claim, the claim might be denied because the premium exposure for the policy term within the policy period where the claim occurred was underinsured. Continue reading →
Risk managers are very concerned about the cyber risks facing their companies and are heavily investing in protection against cyber attacks with the blessings of their boards and CEOs, a major shift from even just 10 years ago when convincing a company to worry about cyber was a big challenge for risk managers. Continue reading →
In the wait for self-driving technology, cell-phone toting tech bros may have to cede their spot in line to pizzas, Craigslist couches and the mounting ephemera of e-commerce. Continue reading →
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