From the monthly archives: April 2017
A selfie reveals more than whether it’s a good hair day. Facial lines and contours, droops and dark spots could indicate how well you’re aging, and, when paired with other data, could someday help determine whether you qualify for life insurance.
“Your face is something you wear all your life, and it tells a very unique story about you,” says Karl Ricanek Jr., co-founder and chief data scientist at Lapetus Solutions Inc. in Wilmington, North Carolina. Continue reading
NEW YORK — UnitedHealth Group Inc Chief Executive Steven Hemsley said on Tuesday that the company is planning for higher 2018 premiums and lower benefits based on the return of an industry wide 3 percent health insurance tax that will raise costs. Continue reading
Businesses large and small are abandoning group health policies in favor of alternatives like the Small Business HRA. As the job market continues to become more competitive over the next three to five years, businesses must focus on offering the flexible, personalized health benefits employees want—and businesses that do will be positioned to hire and keep the best people. Continue reading
A much tighter sign-up deadline and coverage delays will be waiting for some health insurance customers now that President Donald Trump’s administration has finished a plan designed to stabilize shaky insurance markets.
Shoppers will have a shorter time period to choose a 2018 plan and a harder time enrolling outside that window if they lose a job or have some other special circumstance that affects their coverage. Insurers also will have more flexibility to design lower-cost coverage under a set of changes announced Thursday for the Affordable Care Act’s insurance exchanges. Continue reading
Every organization, of every size and operational orientation, needs cyber insurance to manage its exposures in this age of networked information.
That was one thing speakers agreed on at the recent 2017 Cyber Liability Symposium held by the Professional Liability Underwriting Society (PLUS). Continue reading
Michael Johnston, the great, great grandson of the founder of one of the first Baptist churches in Texas, grew up being constantly warned about sin, including the evils of television and dancing. Thus it is a bit strange even to him that he has come to be known as the “marijuana guy” among insurance claims professionals. Continue reading
Married couples share a lot of things, including health insurance coverage in How to Switch to Your Spouse’s Health Insurance Policy Midyearsome cases. If you want to switch to a spouse’s policy—or your spouse wants to enroll in yours—it’s usually an easy task to accomplish. However, it’s important to get the timing right and to know when you’re eligible for special enrollment periods. Continue reading
According to the National Fire Protection Association, hoarding is defined as “collecting or keeping large amounts of various items in the home due to strong urges to save them or distress experienced when discarding them. Many rooms in the home are so filled with possessions that residents can no longer use the rooms as designed. The home is so overloaded with things that everyday living is compromised.” Continue reading
