Capstone Insights
Everyone still must have health insurance in 2018. The penalties are very similar to the 2017 Individual Mandate penalties. The penalty is 2.5% of your total household gross income, or $695 per adult and $347.50 per child, up to a maximum of $2,085. There will be no penalties for not having insurance in 2019. Continue reading →
It’s that time of the year again when OSHA regulations are added, and
compliance dates will go into effect in 2018. This newsletter will address the important changes chosen by the effective dates for compliance in 2018. Continue reading →
The National Flood Insurance Program has officially lapsed after the failure to reach a deal in Congress to prevent the federal government from shutting down. Continue reading →
Are you prepared if you have unexpected health issues, car accident or disability? We always recommend considering disability insurance coverage on an individual or company basis because the unexpected can really set a family back. In fact, a few of our own employees have had to utilize both short and long-term disability benefits. Continue reading →
Business interruption and cyber incidents interlink as the major threat facing companies over the coming year, according to a report published by Allianz Global Corporate & Specialty (AGCS).
Allianz revealed that business interruption – including supply chain disruption – ranks as the most important global risk for the sixth year in a row (listed by 42 percent of respondents). Continue reading →
The qualified small employer health reimbursement arrangement (QSEHRA) was designed specifically for small businesses with fewer than 50 employees. As such, it isn’t subject to many of the federal laws that affect larger employee health plans. Continue reading →
WASHINGTON — Rewriting the rules on health care for the poor, the Trump administration said Thursday it will allow states to require “able-bodied” Medicaid recipients to work, a hotly debated first in the program’s half-century history. Continue reading →
Federal programs to protect Americans against extreme weather and other natural disasters save even more money than previously thought, according to a report funded by the same agencies that have proposed cutting many of those programs Continue reading →
Categories
- Benefits Resources
- Bonding
- BOP
- Business Insurance
- Commercial Auto
- Commercial Property
- Company News
- Construction
- Crime Insurance
- Cyber Insurance
- Directors & Officers
- Employee Benefits
- Employment Practice Liability Insurance
- Entertainment
- General Liability
- Health Insurance
- Healthcare
- Healthcare Reform
- Homeowners Insurance
- Hospitality
- Manufacturing
- Medical Malpractice
- Mining & Energy
- Nightclubs
- Personal Auto
- Personal Insurance
- Professional
- Restaurants
- Retail & Wholesale
- Risk Management Resources
- Safety Topics
- SBA Bonds
- Security
- Seminars
- Technology
- Tourism
- Transportation
- Uncategorized
- Workers Compensation
Archives
- May 2021
- November 2020
- October 2020
- September 2020
- August 2020
- July 2020
- June 2020
- May 2020
- November 2018
- September 2018
- August 2018
- May 2018
- April 2018
- March 2018
- February 2018
- January 2018
- December 2017
- November 2017
- October 2017
- September 2017
- August 2017
- July 2017
- June 2017
- May 2017
- April 2017
- March 2017
- February 2017
- January 2017
- October 2016
- September 2016
- August 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
- December 2015
- November 2015
- October 2015
- September 2015
- August 2015
- July 2015
- June 2015
- May 2015
- April 2015
- March 2015
- February 2015
- January 2015
- December 2014
- November 2014
- October 2014
- September 2014
- August 2014
- July 2014
- June 2014
- May 2014
- April 2014
- March 2014
- February 2014
- January 2014
- December 2013
- November 2013
- October 2013
- September 2013
- August 2013
- July 2013
- June 2013
- February 2013
- November 2011
- October 2011
- September 2011
- July 2011
- June 2011
- March 2011
- November 2010
- October 2010
- September 2010
- April 2010
- February 2010
- November 2009
- October 2009
- November 2008
- August 2008