Capstone Insights
Accidents become 23x more likely to happen when driving while texting. At any given moment over 800,000 drivers are on their cell phones. When you choose to text and drive, you’re threatening every single driver around you and placing more value on that text message than yourself and the drivers around you. Continue reading →
Driving is a privilege! Unfortunately, this privilege is abused by cell phones. Not only are we making phone calls, taking phone calls, and using our phones as our mapping guides, but we’re actively holding conversations via text when our eyes, hands, and minds should be focused on the road. Continue reading →
Recovery for damages in auto accidents can be complicated when you know someone else was at fault, but you can’t find the wrongdoer.
Auto accidents may be caused by a driver who forces following drivers to brake suddenly, then drives away, unaware of the accident left behind. Continue reading →
There’s no good reason to make an enemy of the claimant or, if in litigation, the opposing attorney. We reveal ourselves in our claims letters and their tone. Is the tone nasty? Negative? Arrogant? Your job is to make your point without, in any way, belittling your reader. Continue reading →
Being on an airplane more than six miles in the air when an engine blows up and sends shrapnel through a window is an experience so scary that aviation lawyers say it’s not just the family of the woman killed on a Southwest Airlines Co. flight this week who could have a case. Continue reading →
Now that the yearly task of filing personal taxes has passed, this is an opportunity to discuss another type of filing for businesses that occurs every year – the workers’ compensation and general liability audits. In comparison, insurance audits and filing taxes are similar in that both are mandatory, annually. The workers’ compensation and general liability audits are conducted at the end of each policy period to verify that the premium is correct for the exposure during the policy period. In the event there is a claim, the claim might be denied because the premium exposure for the policy term within the policy period where the claim occurred was underinsured. Continue reading →
Risk managers are very concerned about the cyber risks facing their companies and are heavily investing in protection against cyber attacks with the blessings of their boards and CEOs, a major shift from even just 10 years ago when convincing a company to worry about cyber was a big challenge for risk managers. Continue reading →
In the wait for self-driving technology, cell-phone toting tech bros may have to cede their spot in line to pizzas, Craigslist couches and the mounting ephemera of e-commerce. Continue reading →
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