From the monthly archives: July 2016
Some workers who are at risk for heat exhaustion are landscapers, firefighters, bakery workers, farmers, construction workers, miners, boiler room workers, lifeguards, security guards, or any one exposed to extreme heat, humidity and sun conditions during the work hours. Under OSHA law, employers are responsible for providing work places free of known safety hazards which include protecting workers from extreme heat. Continue reading
Many families take to the road or sky during summer for vacation. One safety concern for anyone with young children is the safety of the kids in the car or plane for travel. For many families with children still in car seats there are many things that should be addressed regularly. Getting the right car seat, installing it properly, and using it the right way is imperative to keeping your children safe. Continue reading
Advisers are finding more and more employers interested in cost saving options for medical plan offerings with the new ACA mandates. Many brokers are advising high deductible health plans because of the lower monthly cost. Is there a gap in coverage from offering these seemingly inexpensive options? Many employees are satisfied with the monthly savings at first until they have a trip to the emergency room or find out they need surgery. Continue reading
There are a range of illnesses that can prompt a self-funded employer to make a claim on their stop-loss insurance policy, but a new study by Sun Life Financial Inc. finds that a majority (53 percent) of the $5.3 billion in such claims paid by insurers from 2012 to 2015 came from 10 ailments. Continue reading
Opponents of marijuana, beware: A study has found that in states where marijuana is legalized, Medicare saved millions of dollars as marijuana displaced other prescription drugs as an alternative treatment. Continue reading
Trucking insurers issuing motor carrier policies which contain MCS-90 Endorsements may be overlooking significant subrogation and recovery opportunities. MCS-90 subrogation is a fascinating and under-utilized means of recovery that can significantly increase an insurance carrier’s bottom line. Understanding the history behind and developing a working knowledge of MCS-90 Endorsements is essential for any adjuster or subrogation professional working in the transportation insurance field. This article will outline the importance of embracing MCS-90 reimbursement in your practice and the essential nature of giving these files attention immediately upon making any payment under an MCS-90 Endorsement. Continue reading
(Reuters) – UnitedHealth Group Inc is still losing money on the individual insurance business created under U.S. President Barack Obama’s national healthcare reform law due to customers’ high medical costs, the company said on Tuesday. Continue reading
A man who lost a leg at age 15 when he was struck by a vehicle as he sat on a Las Vegas, Nev., bus stop bench is suing for damages, saying that the shelters were built dangerously close to busy roads.
Conan Obenchain alleges in a federal lawsuit that putting a shelter 3 feet from the curb creates a foreseeable danger to the public. Continue reading
