Capstone Insights
Can you be charged with a crime for refusing to take a Breathalyzer test when stopped on suspicion of drunken driving? It’s hard to think of a constitutional rights question that affects more people. On Wednesday, the Supreme Court will take it up, considering whether the Fourth Amendment right against unreasonable search and seizure protects your breath and your blood from a warrantless search. Continue reading →
People who work remotely are happier, according to a new survey conducted by TinyPulse, an employee engagement firm. Continue reading →
As health care spending sky rockets, the buzz of implementing wellness programs is becoming louder. Employers want to control health care spending, see higher productivity rates, and increase employee satisfaction while struggling to find the right program. I’ve heard their statements many times “We are still trying to figure it out,” and “people are not engaged.” Continue reading →
Anyone who plans to make additional money as an Uber, Lyft or other ride-sharing service driver should be aware of the insurance gaps that may exist. Failure to consider them may expose the driver to unexpected consequences. One of the ride-sharing platforms states on its opening website page — “Signing up is easy — Sign up today and you’ll be on the road in no time. Plus, signing on takes less than 4 minutes. Don’t wait to start making great money with your car.” Continue reading →
Managing your company’s fidelity or employee dishonesty claim is a challenge. The process can be part insurance claim, part investigation and part financial audit. Most claims also involve human resources (HR) and legal considerations surrounding employee rights and termination, and they may necessitate referral to law enforcement or legal proceedings for civil recovery. For even the most experienced risk management teams, proper and timely claim submission requires careful deliberation and technical know-how. Continue reading →
As of Jan. 1, 2016, Hulsey reminded the audience, employers of 50 or more full-time equivalent (FTE) employees are required to provide health insurance to at least 95% of their employees or face a penalty. One key issue for employers is that many federal government entities are auditing small businesses with little to no coordination… Continue reading →
Microsoft Corp. has sued the U.S. government for the right to tell its customers when a federal agency is looking at their emails, the latest in a series of clashes over privacy between the technology industry and Washington. Continue reading →
Many doctors’ offices are open only on weekdays and during business hours. This also happens to be when most adults work and when children attend school. A 2010 survey of 11 countries found that Americans seek out after-hours care or care in a hospital’s emergency room more often than citizens of almost any other industrialized nation. More than two-thirds of Americans with a below-average income did so. But this isn’t just a problem for the poor. About 55 percent of those with an above-average income did so as well. Continue reading →
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