Posts by: Capstone Brokerage
Nevada Insurance Commissioner Barbara D. Richardson approved two filings from the National Council on Compensation Insurance, according to a Thursday statement from the Nevada Division of Insurance. Continue reading
Offering group health insurance is prohibitively expensive for most small businesses. To cut costs, many purchase high-deductible health policies, exclude part-time employees from eligibility, and require employees to pay a significant share of the premium. Continue reading
When the Affordable Care Act passed in 2010, U.S. businesses received a new federal requirement: provide health insurance to all full-time employees or face steep penalties from the IRS. This is known as the employer mandate. Continue reading
Offering traditional group health benefits has grown increasingly difficult for small businesses. It’s too expensive, too complex, and too one-size-fits-all. Continue reading
Offering group health insurance is expensive—especially for small businesses.
Businesses with fewer than 50 employees typically have smaller budgets, have fewer management resources at their disposal, and struggle to meet participation requirements. All that considered, the total cost of offering a group health insurance policy goes far beyond the pricy premiums. Continue reading
Small businesses continued to face cost increases for group health insurance in 2017, a report from the Kaiser Family Foundation reveals.
Kaiser’s “2017 Employer Health Benefits Survey” found that annual group health insurance premiums for businesses with fewer than 200 employees totaled $6,486 for single coverage and $17,615 for family coverage. Continue reading
One of the primary benefits of offering a qualified small employer health reimbursement arrangement (QSEHRA) is the tax advantage available to both small businesses and their employees. Continue reading
The National Flood Insurance Program has officially lapsed after the failure to reach a deal in Congress to prevent the federal government from shutting down. Continue reading
