Posts by: Jessica Mullins
Social media networking, namely Twitter, presents businesses with several advantages including reaching potential and current customers. However, when used without prudence, social media, and namely Twitter can also result in situations where companies can face various liabilities including reputation damage, defamation cases and intellectual property lawsuits. Therefore, it’s important for individuals and businesses to exercise prudent risk management before deciding whether to tweet. Continue reading
We just received an e-mail that Health Plan of Nevada & Sierra Health and Life has begun mailing Medical Loss Ratio (MLR) rebate checks to their small group health insurance plan sponsors. The notice indicated they would be mailing checks out over the next few weeks along with all the other health insurers. These checks are for calendar year 2016 and are required to be completed by September 30th. Continue reading
With the recent natural disaster, Hurricane Harvey, and the amount of heavy rainfall and flooding, many are left to wonder if they will be covered by flood insurance for the damage caused to their homes on the Gulf Coast. Majority of homeowner’s insurance policies, however, DO NOT cover damage caused by flooding. Flood insurance was a very difficult coverage to get before the National Flood Insurance Program, NFIP, was enacted in 1963. Specific communities can participate in the NFIP as a separate policy for your home. Continue reading
The 2018 heath benefits notices are part of the open enrollment for employee benefits. The documentation should be distributed and supplied to employees in compliance with employer’s obligations under the federal law. Some notices are to be provided annually, which is why many employers choose to include the documents during the company’s open enrollment period as an administrative convenience. Continue reading
Injured employees heal faster when they’re restored to their “normal” routines and lives more quickly. Bringing an employee back to work quickly also helps maintain the relationship and trust between the company and the employee. Continue reading
Years ago the Democrats used budget reconciliation to enact parts of the Affordable Care Act (ACA), so the use of reconciliation to modify the ACA, but not repeal it is fitting gesture. The push for the ACA to take effect happened in the same manner in March 2010 as the proposed American Health Care Act (AHCA) is being presented and pushed for today. Continue reading
Fraudulent auto claims are on the rise and will continue to escalate. The perpetrators are just as dangerous as a thief with a gun. WHY? Because a vehicle is a weapon and could injure or kill the driver and passengers in the vehicle. Continue reading
The American Health Care Act of 2017 (AHCA), H.R. 1628, is the House Republicans’ leading proposal to “repeal and replace” the Affordable Care Act (aka Obamacare, abbreviated as the ACA). Continue reading
