Posts by: Mary Thompson
Understanding insurance can be tricky especially when it comes to understanding the wording in your policy. A insurance policy is a contact between the policy holder and the insurance company providing the insured, insurance. A few common sections of a policy include a declaration page, definitions, insuring agreement, exclusions, conditions, exclusions, and riders. Continue reading
When it comes to obtaining or renewing business insurance policies such as general liability, workers’ compensation, commercial automobile coverage, property etc., typically the business, policy coverage and risk associated with the policy will go through what is called underwriting. Each insurance company has it’s own set of underwriting guidelines when determining if they are willing to take the risk of the insured. Continue reading
Automobile accidents can be scary and stressful for all parties involved. Sometimes in the moment we may not think about everything to do after the accident has taken place. Part of the process is dependent on automobile coverage and what the insurance carrier requires of the insured after an accident. Being aware of what is expected and required as a driver can prepare you for when an accident takes place. Continue reading
As long as the individual mandate — which requires most people to have health coverage or face a tax penalty — is the law of the land, you should pay the fine for not having coverage in 2016 unless you qualify for an exemption. Continue reading
Last month President Trump signed and executive order to minimize the financial burden of the Affordable Care Act (ACA). Today what is being proposed as possible changes to the Affordable Care Act have become a hot topic in the news. While nothing has changed YET changes seem to be imminent. Currently this is what is being discussed by our government as changes to possibly go before congress. Continue reading
Automobile insurance is in place to protect those on the road. As Americans continue to take their eyes off of the road, a new danger has been rising over the years since technology became a huge part of our everyday lives. Now our wallets are going to start paying the price for something that has become somewhat of an epidemic. Cell phones, Smart Phones, Tablets and computers are now readily available on the go and the risk is HUGE! Continue reading
Medical professional liability insurance is one type of professional liability insurance that protects Physicians and other licensed health care professionals from liability associated with their patients and the care provided. A single Medical Malpractice Insurance claim carries the potential to financially and professionally devastate even established medical providers and practitioners. Continue reading
One of the first orders of business for President Trump after taking office was to sign an executive order to minimize the financial burden of the Affordable Care Act (ACA). An executive order is an official document that the president signs and will then in turn declare government policy. Think of the order as a mission statement; it is not something that can instantly change the law. An executive order is how a President can give instructions to government agencies and departments to operate in different aspects of government. Continue reading
