Posts by: Mary Thompson
LTD insurance is a policy that protects employees from loss of income if they are unable o work due to illness or injury for an extended period of time. A Long Term Disability claim will typically require an employee to be out of work more then 90 days. The benefit amount is based on a percentage of the individual’s gross income and is paid out weekly or monthly. Long Term Disability ensures that employees are able to receive a percentage of their income when they are unable to work. Continue reading
By: Mary Thompson, Capstone Brokerage President, July 16, 2015
In Las Vegas summer is … Continue reading
By: Mary Thompson, Capstone Brokerage President, June 25, 2015
Why is having short term … Continue reading
Summer season has arrived! Temperatures are heating up, vacations are being planned, pools are opening, and my personal favorite it is BBQ season. Summer brings on a whole new need for personal insurance. If you own a home with a pool, have a trampoline, or intend on having people over this summer to enjoy the Las Vegas weather, be sure to check you insurance policy for proper coverage. Continue reading
Risk Management is a process that involves identifying a company’s risk by an in-depth analysis. Once the risks are identified a business should then try to reduce, eliminate, or transfer the risk. As a business, simply having insurance is not enough. Risk management is a crucial part of a business’s structure. If you don’t know where you have a risk, then how can you properly be protected? Continue reading
It is time to renew your policy. Hopefully you received a letter from your insurance agent suggesting an annual review of your policy needs. Maybe you even received a personalized phone call to help explain your rate for the coming year and options to offer you more coverage. Either the insurance carrier or your trusted insurance agent can send you a notice; but you have to make the decision if you would like to stay with your current carrier or shop around. Continue reading
I often have clients call and say what type of claim will cost me the most. I sort of laugh because honestly it is really hard to give them a correct answer… The variables to this question are endless. For example; Cost them how? Financially? Growth wise? Reputation wise etc.? The more I get asked the question it has me thinking; which types of claims are most common and have a history of being the most costly? So I decided to come up with the top three risks that small businesses are most vulnerable if not covered properly. Continue reading
Life doesn’t always work out like the old rhyme,” first comes love, then comes marriage, then comes the baby in the baby carriage”. Today many young couples decide to cohabitate before marriage, some even have children prior to marriage. Continue reading
