Capstone Insights
Heat safety issues in bounce houses can put children in danger, according to a new University of Georgia study.
Expanding on the concept of microclimates like those in parked vehicles that cause serious injuries to children, the study investigated potential heat-related risks associated with bounce houses, which create a microclimate environment similar to automobiles but one that had not been previously examined. Continue reading →
Six of the 10 ports at greatest risk for catastrophe loss in the world are in the United States, Newark, California-based catastrophe modeler Risk Management Solutions Inc. said Monday, and warned that the risk extends to smaller ports.
RMS said the two riskiest ports are in Nagoya, Japan, with an estimated catastrophe loss of $2.3 billion and Guangzhou, China, with an estimated cat loss of $2 billion. Continue reading →
Obamacare has provided health insurance to some 20 million people. But are they any better off?
This has been the central question as we’ve been watching the complex and expensive health law unfurl. We knew the law was giving people coverage, but information about whether it’s protecting people from debt or helping them become more healthy has been slower to emerge. Continue reading →
Self-driving trucking start-up Otto is poised to put its software in the hands of long-haul truckers by the end of this year for testing, its co-founders said on Thursday.
Otto, co-founded by Google car and map project veterans Anthony Levandowski and Lior Ron, will also begin testing five retrofitted Volvo trucks at Northern California’s autonomous vehicle testing grounds, GoMentum Station, in coming weeks. Continue reading →
Some workers who are at risk for heat exhaustion are landscapers, firefighters, bakery workers, farmers, construction workers, miners, boiler room workers, lifeguards, security guards, or any one exposed to extreme heat, humidity and sun conditions during the work hours. Under OSHA law, employers are responsible for providing work places free of known safety hazards which include protecting workers from extreme heat. Continue reading →
Many families take to the road or sky during summer for vacation. One safety concern for anyone with young children is the safety of the kids in the car or plane for travel. For many families with children still in car seats there are many things that should be addressed regularly. Getting the right car seat, installing it properly, and using it the right way is imperative to keeping your children safe. Continue reading →
Advisers are finding more and more employers interested in cost saving options for medical plan offerings with the new ACA mandates. Many brokers are advising high deductible health plans because of the lower monthly cost. Is there a gap in coverage from offering these seemingly inexpensive options? Many employees are satisfied with the monthly savings at first until they have a trip to the emergency room or find out they need surgery. Continue reading →
There are a range of illnesses that can prompt a self-funded employer to make a claim on their stop-loss insurance policy, but a new study by Sun Life Financial Inc. finds that a majority (53 percent) of the $5.3 billion in such claims paid by insurers from 2012 to 2015 came from 10 ailments. Continue reading →
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