Capstone Insights
After years of decreases, casualty insurance risks, including directors and officers liability and other specialty lines, generally saw flat renewals on Jan. 1, 2018, with the notable exception of commercial automobile risks where insurers obtained rate increases, experts say. Continue reading →
The holiday season is upon us. This time of the year, the reception area of a business entrance or lobby is an area of potential unwanted guests. The constant traffic from Holiday gifts, mail, and normal office deliveries are an opportunity for an unsavory intruder to “slip through” unnoticed and enter the offices, bathrooms, storage areas and surrounding corridors, and increase the risk of theft, violence, industrial espionage, sabotage, or even terrorism. Continue reading →
New employees need to be made aware of workplace safety and how serious safety training is right from the start. In your first meeting with your new employees, reinforce the need for caution and the use of protective equipment for each task. Emphasize that all unsafe conditions, accidents, and “near misses” must be reported immediately. Continue reading →
Insurance industry companies seeking to attract young professionals to the sector need to create work environments that welcome diversity or risk losing talent to competitors, a panel of experts said. Continue reading →
Cyber can be a difficult sell for brokers targeting small and medium-sized businesses.
But what if the cyber products were geared specifically towards the industries you were selling to – making it easier for insurance buyers to understand? Continue reading →
Setting up employee benefits for your small or large business should not be a headache. Incorporating benefits into your employee package is a way to attract and retain employees. With all the changes to the way health care coverage has been implemented since the Affordable Care Act (ACA), to now with possible changes, it is no wonder business owners are concerned about what to offer in their package and what is necessary. One of the biggest hurdles is the basic understanding of the change in requirements that have been implemented in the industry over the past several years. Let’s go back to the basics and explain what a desirable employee benefits package may include. Continue reading →
Evolving ransomware risks remain a significant concern for the cyber insurance market, while environmental insurers are carefully monitoring developing mold claims. Continue reading →
A construction business can end up facing considerable consequences if it finds itself in a situation where the insurance program is insufficient in respects to coverage and defense. Sometimes the price of a project at the time of bid, will end up having a considerable upswing, due to many inherent costs that can be added on due to litigation that surfaces years after the job is done. Continue reading →
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