Capstone Insights
The Family Medical Leave Act (FMLA) was established in 1993. FMLA is a federal law that requires some employers to provide employees job-protected, unpaid leave for a qualifying medical condition as well as for new additions to the family. Typically the most common use of FMLA comes when an employee or spouse gives birth to a child.There are many other circumstances that qualify for FMLA Continue reading →
One in five small-business owners don’t feel prepared to identify workers compensation fraud, according to a survey by workers comp insurer Employers Holdings Inc.
Around 13% of small-business owners said they are concerned that one of their employees would commit workers comp fraud by faking an injury or illness to collect benefits, and 21% said they’re unsure of their ability to identify workers comp fraud, according to the survey, released Tuesday. Continue reading →
Misclassification of employees as independent contractors is increasing, “in part reflecting larger restructuring of business organizations,” wrote David Weil, the administrator of the DOL’s Wage and Hour Division, in his blog post entitled, “The Application of the Fair Labor Standards Act’s ‘Suffer or Permit’ Standard in the Identification of Employees Who Are Misclassified as Independent Contractors.” Continue reading →
Many common home remodeling mistakes are design related. If you don’t believe us, a quick Google search will show you a plethora of examples of design gone awry. Problems like doors slamming into ceiling fans and drawers hitting walls, not to mention additions that look like they haphazardly collided into the existing house, could easily be avoided with a good design. Continue reading →
The high costs related to business interruption should provide an impetus for companies to prep for them in advance, according to industry experts.
During a recent webinar hosted by global broker Marsh, insurance experts detailed the top five issues related to business interruption and detailed why risk managers should anticipate all possible worst case scenarios in anticipation of loss. Continue reading →
Six hundred feet down an elevator shaft near the shore of Lake Mead, the weight of Las Vegas’ future rests on a 19,000-pound plug at the mouth of a three-mile tunnel.
The plug sits atop a domed cavern beneath the lake, holding back the pressure of millions of acre-feet of water. Continue reading →
Risk Management is a process that involves identifying a company’s risk by an in-depth analysis. Once the risks are identified a business should then try to reduce, eliminate, or transfer the risk. As a business, simply having insurance is not enough. Risk management is a crucial part of a business’s structure. If you don’t know where you have a risk, then how can you properly be protected? Continue reading →
Workers Comp Coverage Workers Comp Construction Business Risks
Construction Worker Safety
Construction workers who are Hispanic, young and employed by small firms likely face greater occupational safety challenges than almost any other employee segment or in any industry in the United States, a new report finds. Continue reading →
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