Capstone Insights
Working life can be stressful, but according to a recent survey by workplace wellness provider MediKeeper, American workers report less stress when their workplace has a wellness program in place. Continue reading →
Many people assume that individual health insurance, which is insurance you purchase on your own, is more expensive than group health insurance, which is a policy an employee gets through their company. Continue reading →
You probably already know that the cost of living varies greatly from region to The Least and Most Expensive States for Group Health Insuranceregion. Where you live dictates how much you pay for just about everything, from housing to the cost of dinner at your favorite restaurant. Continue reading →
Health insurance costs have increased sharply in 2017. The effects of the increases have been widespread, reaching both group health policies and affecting costs on the individual market. If you didn’t encounter rate hikes yourself, you probably know someone who did. Continue reading →
The most recent Biennial Health Insurance Survey conducted by the Commonwealth Fund indicates that the number of Americans who are underinsured is increasing. Continue reading →
Once you’re in your 20s, it’s time to look around for a primary care doctor who knows how to take care of adults. Because most young adults are essentially healthy, they may not feel any sense of urgency, but part of growing up is taking control of your health and your health care. Getting sudden problems like sore throats and sprained ankles seen to in an emergency room or a walk-in clinic is convenient, but you should have an ongoing relationship with a health care provider who can think about all the different aspects of your health. You need a medical home, and you want to establish it before you have a major problem. Continue reading →
WASHINGTON — Cara Suzannah Latil is living proof that the Affordable Care Act works — but also of why a central piece of the law is in turmoil.
Ms. Latil, 49, who works at a homeless shelter in Santa Fe, N.M., is one of millions of Americans who once found it difficult or impossible to get health insurance because they already had serious illnesses. Hepatitis C was ravaging her liver when she learned in 2014 that she also had breast cancer. Through the health care law, she was able to buy subsidized insurance that paid for all but $800 of her cancer surgery and radiation, she said, as well as tens of thousands of dollars’ worth of medications that cured her hepatitis. Continue reading →
The required notices may be provided in several ways. Employers can provide them with their annual enrollment materials, mailings or electronically (with the employee’s permission). Employers can use the federal Centers for Medicare & Medicaid Services (CMS) model notices or other notices that meet prescribed standards; however, the notices are required to be distributed no later than Oct. 14, 2016. Continue reading →
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