Capstone Insights
A much tighter sign-up deadline and coverage delays will be waiting for some health insurance customers now that President Donald Trump’s administration has finished a plan designed to stabilize shaky insurance markets.
Shoppers will have a shorter time period to choose a 2018 plan and a harder time enrolling outside that window if they lose a job or have some other special circumstance that affects their coverage. Insurers also will have more flexibility to design lower-cost coverage under a set of changes announced Thursday for the Affordable Care Act’s insurance exchanges. Continue reading →
Currently, implementing a Small Business HRA midyear doesn’t qualify employees for a special enrollment period. That means only employees with existing minimal essential coverage, whether through their own individual policy or a spouse’s plan, will be able to access Small Business HRA funds prior to open enrollment. Continue reading →
There are many advantages to employing workers across state lines. Businesses Compliance Concerns with Multistate Health Insurancecan choose from a larger talent pool, and surveys show that remote employees are happier and more productive on average than in-office employees. Continue reading →
All businesses face challenges, but nonprofits often struggle with different How Nonprofits Can Offer Affordable Health Insurance in 2017obstacles compared to their for-profit counterparts. Among the most pressing challenges facing nonprofits today are a lack of resources, creation of a sustainable business model, and donor retention. Continue reading →
House Republicans on Monday unveiled legislation to repeal and replace the Affordable Care Act, also known as Obamacare.
The bill would fundamentally change how health care is financed for people who do not have insurance through work, and it would eliminate the mandate requiring most Americans to have health insurance, a centerpiece of the Affordable Care Act. Continue reading →
As long as the individual mandate — which requires most people to have health coverage or face a tax penalty — is the law of the land, you should pay the fine for not having coverage in 2016 unless you qualify for an exemption. Continue reading →
AARP and its allies are bombarding congressional offices with objections as two House committees plan to vote on the Republicans’ bill this week.
If the law is repealed, the groups say, people in their 50s and 60s could see premiums rise by $2,000 to $3,000 a year or more: increases of 20 percent to 25 percent or higher. Continue reading →
Last month President Trump signed and executive order to minimize the financial burden of the Affordable Care Act (ACA). Today what is being proposed as possible changes to the Affordable Care Act have become a hot topic in the news. While nothing has changed YET changes seem to be imminent. Currently this is what is being discussed by our government as changes to possibly go before congress. Continue reading →
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