Capstone Insights
UHC, Health Plan of Nevada and Sierra Health and Life has telemedicine capabilities called Now Clinic. It connects you to a provider 24/7, 365 days a year from your computer or mobile device. No appointment is necessary, and the co-pays are usually less than the standard PCP co-pay, which works out well. First, you just go to nowclinic.com or download the app, sign up, choose a provider and get care from home. The standard online/phone visit is averaging ten minutes long. Continue reading →
Premiums for the most popular “Obamacare” plans are going up an average of 34 percent, according to a study Wednesday that confirms dire predictions about the impact of political turmoil on consumers. Continue reading →
The individual shared responsibility provision of the Affordable Care Act requires you and each member of your family to have qualifying health coverage (also known as minimum essential coverage), qualify for a coverage exemption, or make an individual shared responsibility payment when you file your federal income tax return.
For Tax Year 2017, the IRS will not consider a return complete and accurate if the taxpayer does not report coverage for the year, an exemption or a payment. Continue reading →
A new executive order from President Donald Trump seeks to expand personalized health benefits for U.S. businesses.
The order, issued Thursday, October 12, directs the Secretaries of the Treasury, Labor, and Health and Human Services to consider how to expand the flexibility and use of health reimbursement arrangements (HRAs). Continue reading →
Public/private partnerships between governments, companies and insurers can help ease income gaps that burden millions of Americans, according to new research from Zurich Insurance Group and the University of Oxford.
Financial education is one key to securing personal financial security, the study recommends. Other solutions include finding a balance between responsibilities assumed by governments, employers, insurers, other financial institutions like intermediaries and individuals in protecting household income. Continue reading →
President Donald Trump’s administration took its most drastic step yet to roll back the Affordable Care Act, cutting off a subsidy to insurers hours after issuing an executive order designed to draw people away from the health law’s markets. Continue reading →
Why the average retirement age is rising
Social Security, pension type, and education are factors that have contributed to the rise in the retirement age since the mid-1980s, writes Alicia H. Munnell, director of Boston College Center for Retirement Research, in this article on MarketWatch. Other factors that have also spurred an increase in retirement age are improved health and longevity, jobs becoming less physically demanding, writes Munnell. “While all these factors help explain the gains since the mid-1980s, I was concerned that they had played themselves out. At least for men, though, the increase in the average retirement age from 63.9 in 2013 to 64.6 in 2015 is encouraging.” Continue reading →
The Trump administration on Friday moved to expand the rights of employers to deny women insurance coverage for contraception and issued sweeping guidance on religious freedom that critics said could also erode civil rights protections for lesbian, gay, bisexual and transgender people. Continue reading →
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