Capstone Insights
With a shift in Healthcare laws it is no wonder that Professional Liability “Medical Mal-Practice” insurance is changing as well. Over the past several years subtle changes in the healthcare industry have begun to relate to physician’s Professional Liability needs. With the increase in “E-visits”, a decrease in hospital stays, and of course the ever-evolving idea of healthcare reform, it is interesting that little is talked about when it comes to Professional Liability insurance needs for physicians. Continue reading →
A health care reimbursement plan, in a general sense, is defined as a health benefit Health care reimbursement plan – What is it?where employees are reimbursed by their company for their medical expenses. This differs from traditional benefits chiefly because the company makes a benefit allowance available, instead of choosing and administering a health insurance policy. Continue reading →
A survey conducted by risk and insurance adviser Ames & Gough has found that the number of malpractice claims in recent years has remained relatively constant – although legal defense costs, claimed damages, and settlement sums continue to mount. Continue reading →
There’s a shift occurring in the small business benefits market—one that FAQ: What’s Causing the Shift to Personalized Benefits?takes companies away from traditional group benefits and toward a new model. Continue reading →
The 2018 heath benefits notices are part of the open enrollment for employee benefits. The documentation should be distributed and supplied to employees in compliance with employer’s obligations under the federal law. Some notices are to be provided annually, which is why many employers choose to include the documents during the company’s open enrollment period as an administrative convenience. Continue reading →
The Medicare Advantage program was supposed to save taxpayers money by allowing insurers to offer older Americans private alternatives to Medicare. The plans now cover 19 million people, a third of all those who qualify for Medicare. Enrollee satisfaction is generally high, and studies show that plans offer higher quality than traditional Medicare. But the government pays insurers more than they pay out for patient care — in some years, it turns out, a great deal more. Continue reading →
mall business benefit options have never been more varied. Get the most mileage from your offerings with the benefits employees love best.
The U.S. job market continues to grow. According to a recent report from the Which Benefits Have the Best Effect on Employee Retention and Recruiting?Bureau of Labor Statistics, businesses in the country added 209,000 jobs in July, marking the 82nd straight month of job growth. At the same time, the unemployment rate shrunk, ticking down to 4.3 percent—its lowest mark since 2001. Continue reading →
For all its absurdity, the debate over Obamacare has accomplished something positive: It has educated people that insurance is really about risk pooling — as in you need both healthy and sick people to participate if it’s going to be affordable for the sick. Continue reading →
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