Looking to avoid the pitfalls and confusion that surrounded the launch of Obamacare, California is gearing up to get 1.2 million people to renew their health policies for next year.
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Just as employers replaced pensions with retirement savings plans, more large companies appear to be in a similar cost-sharing shift with health plans. Besides making workers responsible for more of their care, employers hope these plans will motivate employees to comparison-shop for medical services — an admirable goal but one that some say is hard to achieve. Continue reading
Seeking to quell a politically charged controversy, the Obama administration announced new measures Friday to allow religious nonprofits and some companies to opt out of paying for birth control for female employees while still ensuring those employees have access to contraception.
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By: Nick Madigan (Miami Herald) August 2014
Exemptions allow medical bill-sharing groups to help … Continue reading
Recent provisions were passed that make small businesses exempt from the employer’s responsibility of the Affordable Care Act for 2015. According to the U.S. Treasury Department this will help 96% of employers. Continue reading
Open enrollment is right around the corner, and several states have released initial rate filings for individual health insurance plans that will be offered on and off the public Health Insurance Exchanges. Continue reading
With a premium reimbursement health plan, the employer sets up a formal health plan to reimburse employees tax-free for individual health insurance. The employer designs the plan, determines employee eligibility, and sets healthcare allowance amounts. Employees purchase health insurance, and premium reimbursement software takes care of the rest. Continue reading
Under the Affordable Care Act, cost sharing subsidies, or cost sharing reductions (CSRs), are discounts for lower-income families to help with out-of-pocket medical expenses. This article provides frequently asked questions (FAQs) about the ACA cost sharing subsidies. Continue reading
