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"Healthcare Reform"
The opportunity to offer personalized health benefits is growing. Over the years, new tax-free vehicles have emerged, and small businesses now have multiple ways to increase employees’ benefits.
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Donald Trump claims he has finally repealed Obamacare through the Republican tax bill. “The individual mandate is being repealed,” he told a cabinet meeting in December. “When the individual mandate is being repealed, that means Obamacare is being repealed.” He has since tweeted that the tax bill “essentially Repeals (over time) ObamaCare.” Continue reading
The rising costs of health care aren’t just a problem for individuals—they’ve also impacted businesses that make health benefits a priority for their employees.
Small businesses have been particularly vulnerable. Between 19999 and 2016, the cost to cover one employee under group health insurance rose nearly 200 percent—from $2,196 to $6,435. Continue reading
Despite the Trump administration’s efforts to scale back the health law, about 300,000 more people have signed up for health insurance in the Affordable Care Act marketplaces in the first weeks of this enrollment period than last year. Continue reading
Setting up employee benefits for your small or large business should not be a headache. Incorporating benefits into your employee package is a way to attract and retain employees. With all the changes to the way health care coverage has been implemented since the Affordable Care Act (ACA), to now with possible changes, it is no wonder business owners are concerned about what to offer in their package and what is necessary. One of the biggest hurdles is the basic understanding of the change in requirements that have been implemented in the industry over the past several years. Let’s go back to the basics and explain what a desirable employee benefits package may include. Continue reading
It’s open enrollment season for Affordable Care Act marketplace plans, Medicare Advantage plans and many employer-sponsored plans as well. Lots of evidence suggests you should shop around, and shop carefully, though this is harder than it sounds. Continue reading
Open Enrollment for 2018 health coverage is less than 1 week away! Mark these key dates on your calendar so you don’t miss the deadline to enroll. The Open Enrollment Period is shorter than in past years, so it’s important to be ready. Continue reading
UHC, Health Plan of Nevada and Sierra Health and Life has telemedicine capabilities called Now Clinic. It connects you to a provider 24/7, 365 days a year from your computer or mobile device. No appointment is necessary, and the co-pays are usually less than the standard PCP co-pay, which works out well. First, you just go to nowclinic.com or download the app, sign up, choose a provider and get care from home. The standard online/phone visit is averaging ten minutes long. Continue reading
