Chubb is rolling out a new business owner’s policy, Chubb BOP. Crafted for small businesses, Chubb BOP incorporates protection for property and liability exposures, a supporting umbrella liability product, and the option to add workers’ compensation, commercial auto, and management and professional liability insurance protection.
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A growing number of U.S. workers are covered by health insurance that sticks them with a bigger share of the medical bill but also softens that blow by providing a special account to help with the expense.
Companies are turning more to these so-called consumer-directed health plans, which push patients to shop around for the best prices for care, because they can cost less than other types of coverage and help hold down future increases. Continue reading
Following years of declines, the percentage of employees in the combined U.S. workforce testing positive for drugs has steadily increased over the last three years to a 10-year high. Continue reading
Congress has advanced legislation to clarify that sports doctors’ medical malpractice insurance should follow them when they travel out of state with their teams.
The House of Representatives this week approved the Sports Medicine Licensure Clarity Act (US HR 921), which had 190 sponsors and was co-sponsored by Reps. Brett Guthrie (R-Ky) and Cedric Richmond (D-La). Continue reading
The U.S. Food and Drug Administration has a message for doctors: The money you’re taking from pharmaceutical companies may be clouding your judgment.
Research sites where Pfizer Inc. had paid doctors at least $25,000 in speaking, consulting or other fees reported sunnier results for its smoking-cessation drug Chantix, the FDA disclosed Monday. At those sites, doctors studying the drug’s possible link to suicide risk and other behavior changes reported fewer side effects than at locations where colleagues accepted lower or no payments. Continue reading
Well we have survived the first few weeks of back to school. Many children and parents may need to rethink safety when it comes to school time. Does your child walk to school, ride the bus, bike, or get dropped off? However your child gets to school, discussing back to school safety is a must. Continue reading
many regulations that rolled out over the past few years since The Affordable Care Act was enacted may leave many businesses struggling to afford proper coverage and benefits for their employees. As an experienced broker I have found that the health insurance market has changed drastically over the years. Every health insurance carrier is unique on how they rate premiums for a corporation. Many companies have been faced with increased premiums, and may find themselves struggling to maintain the added cost. One of the most common solutions is to pass more of the increase onto the employees, which can cause many to feel let down by the benefits being offered to them for their devotion to the company. It is imperative to work with an educated and experienced broker in today’s group medical market. Continue reading
When the Affordable Care Act (ACA) passed, many people feared that businesses Small Business Health Insurance on the Declinewould choose to stop offering health insurance and pay the penalty instead. As a result, many surveys have been conducted to determine the impact of the ACA on small business health insurance, as well as offerings made by large companies. In July 2016, the Employee Benefit Research Institute revealed findings from its latest study. Continue reading
