Capstone Insights
Heat safety issues in bounce houses can put children in danger, according to a new University of Georgia study.
Expanding on the concept of microclimates like those in parked vehicles that cause serious injuries to children, the study investigated potential heat-related risks associated with bounce houses, which create a microclimate environment similar to automobiles but one that had not been previously examined. Continue reading →
Obamacare has provided health insurance to some 20 million people. But are they any better off?
This has been the central question as we’ve been watching the complex and expensive health law unfurl. We knew the law was giving people coverage, but information about whether it’s protecting people from debt or helping them become more healthy has been slower to emerge. Continue reading →
Some workers who are at risk for heat exhaustion are landscapers, firefighters, bakery workers, farmers, construction workers, miners, boiler room workers, lifeguards, security guards, or any one exposed to extreme heat, humidity and sun conditions during the work hours. Under OSHA law, employers are responsible for providing work places free of known safety hazards which include protecting workers from extreme heat. Continue reading →
Many families take to the road or sky during summer for vacation. One safety concern for anyone with young children is the safety of the kids in the car or plane for travel. For many families with children still in car seats there are many things that should be addressed regularly. Getting the right car seat, installing it properly, and using it the right way is imperative to keeping your children safe. Continue reading →
Advisers are finding more and more employers interested in cost saving options for medical plan offerings with the new ACA mandates. Many brokers are advising high deductible health plans because of the lower monthly cost. Is there a gap in coverage from offering these seemingly inexpensive options? Many employees are satisfied with the monthly savings at first until they have a trip to the emergency room or find out they need surgery. Continue reading →
There are a range of illnesses that can prompt a self-funded employer to make a claim on their stop-loss insurance policy, but a new study by Sun Life Financial Inc. finds that a majority (53 percent) of the $5.3 billion in such claims paid by insurers from 2012 to 2015 came from 10 ailments. Continue reading →
Opponents of marijuana, beware: A study has found that in states where marijuana is legalized, Medicare saved millions of dollars as marijuana displaced other prescription drugs as an alternative treatment. Continue reading →
(Reuters) – UnitedHealth Group Inc is still losing money on the individual insurance business created under U.S. President Barack Obama’s national healthcare reform law due to customers’ high medical costs, the company said on Tuesday. Continue reading →
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