Capstone Insights
Weather incidents account for more than half of all homeowners insurance claims, with wind, pipes freezing and bursting, roof and flashing leaks and ice dams among the major causes of home damage during weather events.
Fire-related claims are the most expensive, however. Continue reading →
The fresh air of spring has arrived and the weather has been so nice. I have been busy cleaning out my garage and starting to spring clean my home. I just called my cleaning service to set up a deep clean of my house and it got me thinking about how important it is to have a cleaning company that is licensed and insured. Continue reading →
Try as one might to vet tenants, the sharing economy involves risks. You should ask tenants why they will be renting, who will live in your home, whether they have pets and what they do for a living. Here are some of the lessons for homeowners based on our experiences as landlords and tenants. Continue reading →
Federal emergency officials reported Tuesday a surge in the number of California residents who have purchased flood insurance, most likely in response to a rainy El Nino winter. Continue reading →
Creating a financial budget can seem daunting and scary for many Americans. The average American spends more then they earn and often on unnecessary items. With advances in technology, online shopping and the growing use of credit cards, most Americans don’t even know where to begin when it comes to introducing a budget. Continue reading →
Every year, people make resolutions for many different things. Live healthier! is always a trend. After all, Gym memberships sky rocket in January, and salads become the lunch option of choice. Another common resolution is to get finances in order, which can help ease the burden of financial stress. I came across this easy savings plan last year that was so simple, I have to share. Continue reading →
Would you trade information about when you’re in your house — and in what rooms — for the promise of cheaper energy bills, even if that means you’re sending this data to a distant tech company? Continue reading →
The next wave of hobby drones will be wrapped in boxes underneath Christmas trees before they fill the skies. If industry sales projections come true, the holiday season will put tens of thousands of relative novices at the controls of small unmanned aerial vehicles in densely populated cities and suburbs. All that amateurish swooping over houses and cars, spooking pets and dodging humans, will invariably lead to cracked windows and more than a few bloody injuries. Continue reading →
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