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"Homeowners Insurance"
The underinsurance of property risk – particularly natural catastrophe risks – has risen steadily over the past 40 years, even though claims payments have increased significantly during that period, according to Swiss Re’s latest sigma study. Continue reading
A home is the largest investment most Americans will make in their lifetime. During the loan process a home is often inspected and appraised. These services are used to help protect homeowners from purchasing a home with an existing issue, as well as to place value on a home to determine what the home is worth and the amount of loans that can be taken out on the property. Continue reading
The rise in recreational uses of drones (more accurately described as Unmanned Aerial Systems or just “UAS”) has sparked much debate, including concerns over safety and privacy. The scenarios are rather simple to envision: Suppose a person insured under a standard homeowners’ insurance policy uses a small camera-equipped UAS, purchased online for less than $1000, and unexpectedly crashes it into a neighbor’s car, or uses it to take pictures of a neighbor’s children playing in their backyard. Continue reading
By: Mary Thompson, Capstone Brokerage President, July 16, 2015
In Las Vegas summer is … Continue reading
Many common home remodeling mistakes are design related. If you don’t believe us, a quick Google search will show you a plethora of examples of design gone awry. Problems like doors slamming into ceiling fans and drawers hitting walls, not to mention additions that look like they haphazardly collided into the existing house, could easily be avoided with a good design. Continue reading
Summer season has arrived! Temperatures are heating up, vacations are being planned, pools are opening, and my personal favorite it is BBQ season. Summer brings on a whole new need for personal insurance. If you own a home with a pool, have a trampoline, or intend on having people over this summer to enjoy the Las Vegas weather, be sure to check you insurance policy for proper coverage. Continue reading
It is time to renew your policy. Hopefully you received a letter from your insurance agent suggesting an annual review of your policy needs. Maybe you even received a personalized phone call to help explain your rate for the coming year and options to offer you more coverage. Either the insurance carrier or your trusted insurance agent can send you a notice; but you have to make the decision if you would like to stay with your current carrier or shop around. Continue reading
In a world where technology is constantly evolving, we sometimes forget to take a step back and evaluate the amount of information we make available to the public. Our schedules fill up wither work duties and obligations and sometimes the easiest way to communicate with your friends and family is through social media. However, there are things we should keep in mind when sharing information to our friends on Facebook. Continue reading
