Capstone Insights
Many families take to the road or sky during summer for vacation. One safety concern for anyone with young children is the safety of the kids in the car or plane for travel. For many families with children still in car seats there are many things that should be addressed regularly. Getting the right car seat, installing it properly, and using it the right way is imperative to keeping your children safe. Continue reading →
Telling Tesla drivers its Autopilot feature doesn’t mean their cars can drive themselves may not be enough to keep Elon Musk off the hot seat if the technology comes up short.
This month, two Teslas equipped with Autopilot veered into barriers following disclosure of the first fatal wreck, a Model S slamming into a 18-wheeler crossing a Florida highway after the semi-autonomous car failed to distinguish the truck’s white trailer from sky. Continue reading →
Nearly 8 of every 10 U.S. drivers admit expressing anger, aggression or road rage at least once in the previous year, according to a survey released Thursday by the AAA Foundation for Traffic Safety. The behavior could include following too closely, yelling at another driver, cutting them off or making angry gestures.
Road Rage (male)While that’s dangerous enough, an estimated 8 million drivers engaged in more extreme behavior on streets and roads that might be considered ‘road rage,’ including bumping or ramming a vehicle on purpose or getting out of their cars to confront another driver, the foundation said. Continue reading →
Adults who host underage drinking parties can be held civilly liable for injuries caused by a drunken guest, Maryland’s highest court ruled unanimously this week in what one lawyer calls a landmark decision.
The Court of Appeals ruled in two lawsuits brought by victims of drunken driving incidents against adults who hosted parties that led to an underage guest becoming drunk. Continue reading →
Connecticut Bookmaker Gets Prison Time in Insurance Fraud Scheme
A bookmaker who pleaded guilty to charges he shot a gambler with a stun gun and tried to burn down a Middletown restaurant in an insurance fraud scheme is headed to prison.
The Hartford Courant reports 52-year-old John Barile of East Hartford was sentenced Tuesday to 71 months in federal prison. He pleaded guilty in February to charges of arson, insurance fraud, gambling and extortion. Continue reading →
On the property/casualty side, we’re looking more and more closely at drone technology, the underwriting side you can survey properties much more efficiently, much more accurately, and you can survey more dimensions than a human could on their own. Temperatures, and structural elements, as opposed to just what the naked eye can see. On the claims side you can assess damage in certain territories for where disasters have occurred, and which can immediately result in not just more accurate information but faster claims payout which is what we want for all of our insureds. Continue reading →
A left-turn at the light with oncoming traffic; the collision occurs and now you are headed to intercompany arbitration on the subrogation claim as the parties dispute who was at fault.
An all too familiar scenario for those adjusting auto losses, but an increasingly relevant fact pattern in the world of subrogation recovery. While 85-90% of all subrogation claims are resolved between carriers and self-insureds without a problem, it is the other 10-15% that can make the difference to the bottom line for insurance organizations.
Continue reading →
Utah officials say the number of fatal car wrecks in Utah in which drivers tested positive for marijuana has more than doubled in the last three years, according to annual report from the state’s Department of Public Safety.
An annual report from the department found that the number of fatal crashes involving drivers for testing positive for marijuana rose from 11 in 2012 to 38 in 2015, or an increase from 6 percent of crashes to 15 percent, The Deseret News reported. Continue reading →
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