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"Personal Insurance"
Cigna Corp.’s $52 billion proposed acquisition of Express Scripts Holding Co. may eventually lead to lower drug costs for workers compensation payers, but it’s too early to tell how big those savings might be, experts say. Continue reading
Over 20 years, Brian Komoto built a thriving pharmacy in California’s Central Valley. Each day, his nurses would travel the vast agricultural region’s roads to help hepatitis C patients take a grueling regimen of shots. Continue reading
Offering group health insurance is prohibitively expensive for most small businesses. To cut costs, many purchase high-deductible health policies, exclude part-time employees from eligibility, and require employees to pay a significant share of the premium. Continue reading
Everyone still must have health insurance in 2018. The penalties are very similar to the 2017 Individual Mandate penalties. The penalty is 2.5% of your total household gross income, or $695 per adult and $347.50 per child, up to a maximum of $2,085. There will be no penalties for not having insurance in 2019. Continue reading
The National Flood Insurance Program has officially lapsed after the failure to reach a deal in Congress to prevent the federal government from shutting down. Continue reading
Are you prepared if you have unexpected health issues, car accident or disability? We always recommend considering disability insurance coverage on an individual or company basis because the unexpected can really set a family back. In fact, a few of our own employees have had to utilize both short and long-term disability benefits. Continue reading
Federal programs to protect Americans against extreme weather and other natural disasters save even more money than previously thought, according to a report funded by the same agencies that have proposed cutting many of those programs Continue reading
Recovery of Medical Expenses in Personal Injury Actions Generally
To recover damages for past medical expenses in a personal injury lawsuit, a plaintiff must present evidence and prove that the medical expenses incurred were both “reasonable” and “necessary.” For more than 100 years, this simple formula was the least complicated aspect of a plaintiff’s personal injury case. To get medical bills into evidence and recover them as an element of damage, plaintiffs simply needed to prove: Continue reading
