Summer has arrived in Las Vegas, with temperatures already reaching over 100, many families are headed to the pools to cool down. If you are lucky enough to have a pool in your backyard there is an added responsibility not only to maintain the pool, as well as safety must haves, and best practices to implement. Sadly, over 200 young children will drown in a backyard pool this year. Continue reading
On the property/casualty side, we’re looking more and more closely at drone technology, the underwriting side you can survey properties much more efficiently, much more accurately, and you can survey more dimensions than a human could on their own. Temperatures, and structural elements, as opposed to just what the naked eye can see. On the claims side you can assess damage in certain territories for where disasters have occurred, and which can immediately result in not just more accurate information but faster claims payout which is what we want for all of our insureds. Continue reading
The Centers for Disease Control and Prevention (CDC) estimates that one-in-six Americans gets sick every year from contaminated food or beverages. Those in the restaurant industry cannot ignore the risks. The recent chain of events that roiled Chipotle Mexican Grill has given one insurance broker the perfect opportunity to talk about needed coverage options with clients. Continue reading
A left-turn at the light with oncoming traffic; the collision occurs and now you are headed to intercompany arbitration on the subrogation claim as the parties dispute who was at fault.
An all too familiar scenario for those adjusting auto losses, but an increasingly relevant fact pattern in the world of subrogation recovery. While 85-90% of all subrogation claims are resolved between carriers and self-insureds without a problem, it is the other 10-15% that can make the difference to the bottom line for insurance organizations.
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The U.S. Occupational Safety and Health Administration issued its controversial final rule on Wednesday to expand electronic recordkeeping requirements for workplace injuries and illnesses and make such records publicly available. Continue reading
Your home is a place where family gathers to live life, sleep, and prepare for everyday outings. Your home is where memories are made, life happens, and where the majority of Americans spend a great deal of their time. From an insurance perspective, it is not only smart to know different ways to exit your home but also to be prepared by enacting a family escape plan in the event of an emergency situation, especially a fire. Homeowners insurance covers and protects your belongings but not your families. Be proactive in protecting your loved ones by creating a Fire Escape Plan. Continue reading
It is imperative for every home to check for potential fire hazards in the home as well as to create an emergency family evacuation and safety plan. Fire prevention by definition is a measure of practices directed toward the prevention and suppression of destructive fires. I recommend creating a fire prevention checklist and plan as a family, that way everyone is involved. Continue reading
Can you be charged with a crime for refusing to take a Breathalyzer test when stopped on suspicion of drunken driving? It’s hard to think of a constitutional rights question that affects more people. On Wednesday, the Supreme Court will take it up, considering whether the Fourth Amendment right against unreasonable search and seizure protects your breath and your blood from a warrantless search. Continue reading
