Capstone Insights
Imagine a scenario where sensor-laden vehicles pass through intersections by communicating with each other, rather than grinding to a halt at traffic lights. A newly published study co-authored by MIT researchers claims this kind of traffic-light-free transportation design, if it ever arrives, could allow twice as much traffic to use the roads. Continue reading →
The $19.5 million settlement Home Depot Inc. was able to reach in connection with its massive 2014 data breach was relatively low, which can be attributed to the difficulty plaintiffs in many related cases have had in successfully claiming damages, say experts. Continue reading →
The property/casualty industry is undergoing significant challenges with increased claim severity in liability and physical damage claims. These increases are outpacing inflation and rate adequacy. According to the Insurance Information Institute, in 2009 the average private passenger auto bodily injury claim was $13,891. In 2014, that average grew to $16,640 – an increase of almost 20 percent. The private passenger auto collision loss ratio has risen from 67.7 percent in 2010 to 78.3 percent in 2015 – a 16 percent increase. The loss ratio can be adversely impacted by claim handling, underwriting and rate inadequacy with claim leakage as a primary cause of loss ratio deterioration. Continue reading →
(Reuters) — Apple Inc. on Monday urged the creation of a government panel on encryption to help resolve a standoff over national security and data privacy that began last week after the technology company refused a U.S. government demand to unlock an iPhone used in a mass shooting in California in December. Continue reading →
OSHA requires workplace injuries to be tracked using special forms. One of the forms is called the OSHA 300A Summary. This form represents the total number of injuries and illnesses reported for the year. Continue reading →
Would you trade information about when you’re in your house — and in what rooms — for the promise of cheaper energy bills, even if that means you’re sending this data to a distant tech company? Continue reading →
The terror attack at a social services facility in California has become a sobering reminder to companies of how vulnerable workplaces can be when employees are confronted with active shooters. Continue reading →
On Oct. 1, 2015, many of the insurance industry’s clients took on a lot more risk, and may not even know it. The Payment Card Industry, PCI, which is the self-regulating organization that oversees everyone that accepts or issues payment cards, set the date of Oct. 1, for point-of-sale machines to begin accepting “chip cards.”
Continue reading →
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