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"Transportation"
Nearly 8 of every 10 U.S. drivers admit expressing anger, aggression or road rage at least once in the previous year, according to a survey released Thursday by the AAA Foundation for Traffic Safety. The behavior could include following too closely, yelling at another driver, cutting them off or making angry gestures.
Road Rage (male)While that’s dangerous enough, an estimated 8 million drivers engaged in more extreme behavior on streets and roads that might be considered ‘road rage,’ including bumping or ramming a vehicle on purpose or getting out of their cars to confront another driver, the foundation said. Continue reading
On the property/casualty side, we’re looking more and more closely at drone technology, the underwriting side you can survey properties much more efficiently, much more accurately, and you can survey more dimensions than a human could on their own. Temperatures, and structural elements, as opposed to just what the naked eye can see. On the claims side you can assess damage in certain territories for where disasters have occurred, and which can immediately result in not just more accurate information but faster claims payout which is what we want for all of our insureds. Continue reading
A left-turn at the light with oncoming traffic; the collision occurs and now you are headed to intercompany arbitration on the subrogation claim as the parties dispute who was at fault.
An all too familiar scenario for those adjusting auto losses, but an increasingly relevant fact pattern in the world of subrogation recovery. While 85-90% of all subrogation claims are resolved between carriers and self-insureds without a problem, it is the other 10-15% that can make the difference to the bottom line for insurance organizations.
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A new report released by the Travelers Companies Inc., reveals that even minor injuries can substantially impact business productivity.
The Injury Impact Report identifies the most common causes of workplace accidents and injuries through analysis of 1.5 million workers’ compensation claims filed between 2010 and 2014 from a variety of business sizes and industries. Continue reading
Can you be charged with a crime for refusing to take a Breathalyzer test when stopped on suspicion of drunken driving? It’s hard to think of a constitutional rights question that affects more people. On Wednesday, the Supreme Court will take it up, considering whether the Fourth Amendment right against unreasonable search and seizure protects your breath and your blood from a warrantless search. Continue reading
Anyone who plans to make additional money as an Uber, Lyft or other ride-sharing service driver should be aware of the insurance gaps that may exist. Failure to consider them may expose the driver to unexpected consequences. One of the ride-sharing platforms states on its opening website page — “Signing up is easy — Sign up today and you’ll be on the road in no time. Plus, signing on takes less than 4 minutes. Don’t wait to start making great money with your car.” Continue reading
Imagine a scenario where sensor-laden vehicles pass through intersections by communicating with each other, rather than grinding to a halt at traffic lights. A newly published study co-authored by MIT researchers claims this kind of traffic-light-free transportation design, if it ever arrives, could allow twice as much traffic to use the roads. Continue reading
Garage Keeper’s liability coverage is an optional but recommended insurance coverage for business owners that store customer’s vehicles. It is specifically beneficial to have for a business that provides either towing service or parking service. Basically, a garage keeper’s liability policy will protect the customer’s vehicle while their automobile is stored for parking, during maintenance or for general storage needs. Continue reading
