Posts by: Mary Thompson
Summer has arrived in Las Vegas, with temperatures already reaching over 100, many families are headed to the pools to cool down. If you are lucky enough to have a pool in your backyard there is an added responsibility not only to maintain the pool, as well as safety must haves, and best practices to implement. Sadly, over 200 young children will drown in a backyard pool this year. Continue reading
If your business has an HVAC system there is a threat of water damage. If your business has a bathroom facility there is a huge risk of water damage. A malfunctioning toilet or sink can quickly become a problematic water and hazmat issue. Businesses with a physical location can also be damaged by water from storms or floods. Very few businesses are not susceptible to range losses caused directly or indirectly by water. Insurance coverage plays a huge role in protecting a business from water damage. There are many insurance policies (and riders and endorsements) available to cover these risks and protect your business. It surprises me often when a business does not want water damage covered either included or added to the Commercial Property Policy. Continue reading
Your home is a place where family gathers to live life, sleep, and prepare for everyday outings. Your home is where memories are made, life happens, and where the majority of Americans spend a great deal of their time. From an insurance perspective, it is not only smart to know different ways to exit your home but also to be prepared by enacting a family escape plan in the event of an emergency situation, especially a fire. Homeowners insurance covers and protects your belongings but not your families. Be proactive in protecting your loved ones by creating a Fire Escape Plan. Continue reading
It is imperative for every home to check for potential fire hazards in the home as well as to create an emergency family evacuation and safety plan. Fire prevention by definition is a measure of practices directed toward the prevention and suppression of destructive fires. I recommend creating a fire prevention checklist and plan as a family, that way everyone is involved. Continue reading
Garage Keeper’s liability coverage is an optional but recommended insurance coverage for business owners that store customer’s vehicles. It is specifically beneficial to have for a business that provides either towing service or parking service. Basically, a garage keeper’s liability policy will protect the customer’s vehicle while their automobile is stored for parking, during maintenance or for general storage needs. Continue reading
Good news for some employers dreading the reporting of Summary of Benefits and Coverage (SBC) to their employees. The Department of Labor recently extended the deadline. The benefit summaries will not have to be distributed until the first day of the first plan year that begins on or after April 1, 2017. Continue reading
The fresh air of spring has arrived and the weather has been so nice. I have been busy cleaning out my garage and starting to spring clean my home. I just called my cleaning service to set up a deep clean of my house and it got me thinking about how important it is to have a cleaning company that is licensed and insured. Continue reading
Creating a financial budget can seem daunting and scary for many Americans. The average American spends more then they earn and often on unnecessary items. With advances in technology, online shopping and the growing use of credit cards, most Americans don’t even know where to begin when it comes to introducing a budget. Continue reading
