Capstone Insights
There are unique careers and jobs here that mirror the cities constant need for change. So much has changed since I arrived to the “city of sin” in 1986 and I think Las Vegas will forever be “re-created.” I have seen more buildings and establishments change owners, be torn down and of course rehabbed. There is no where else in America with the insurance needs that Las Vegas has; it’s one of the reasons I love the insurance industry here. Tourism, Hospitality, Gambling and Night Life all create unique and constantly evolving insurance needs in Las Vegas. Continue reading →
Las Vegas is a place where visitors and residents have almost everything at their fingertips, all hours of the day and night. Over the years many things have changed, but the hospitality industry has always been a constant in Las Vegas. Looking back, hospitality also played a huge role in my career. I have had the pleasure of working with several entertainment companies and nightclubs to ensure proper insurance coverage was in place for these facilities. Continue reading →
Every year, people make resolutions for many different things. Live healthier! is always a trend. After all, Gym memberships sky rocket in January, and salads become the lunch option of choice. Another common resolution is to get finances in order, which can help ease the burden of financial stress. I came across this easy savings plan last year that was so simple, I have to share. Continue reading →
Las Vegas is one of the world’s top destinations to bring in the New Year. The Las Vegas Strip shuts down to all cars and becomes an adult playground for pedestrians. Las Vegas knows how to start the New Year with a boom. Several hotels on the Las Vegas Strip synchronize fireworks to music and celebrate a fresh new year in style. It is important to think about one’s safety on a holiday that is known for a late night, parties and of course drinking. Continue reading →
When it comes to product liability, as discussed last month, there are a number of parties that can be involved in the event of a claim. Product Liability claims arise when a product sold to a consumer causes injury and is considered defective or unreasonably dangerous. The very basic understanding of product liability rests in definition and the law. Continue reading →
Earlier in 2015 when we filed our taxes for 2014 with our tax adviser, either in person or online, we were asked if we had individual medical insurance. Everyone was on the honor system; the individual mandate of the law states you will have to pay an annual fee or fine for not having health coverage. The penalty or fee is related to gross wages and family size. However, the IRS had no way to track this information until now. Welcome to the filing requirements under the ACA. Continue reading →
It is estimated that the average American will spend at least $700 on gifts this holiday season. For the commercial industry that is good news. From importers, manufactures, distributors, wholesalers to retail stores, products have a long road to travel before they end up in American homes for the holidays. Product liability insurance plays a huge role in all entities that create products because defects can rest with any party in the products chain of distribution. Continue reading →
The weather outside is frightful… ok not quite here in Las Vegas, but it is chilly. The holidays are around the corner and, with many Americans already holiday shopping, the busiest retail season has begun. Yes I hate to admit it, I am one of them. While consumers are more driven to buy early, save money, and get the deal before it is too late, one should consider safety when it comes to holiday shopping. If you venture out on black Friday to score some major deals like me, be sure to take precautions when “stuffing” the car. Continue reading →
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