In the first half of 2017, more than 91.3% of all utilization review physicians’ modifications or denials of treatment that were reviewed by an independent medical review doctor in California were upheld, a study released Thursday by the Oakland-based California Workers’ Compensation Institute revealed. Continue reading
Social media networking, namely Twitter, presents businesses with several advantages including reaching potential and current customers. However, when used without prudence, social media, and namely Twitter can also result in situations where companies can face various liabilities including reputation damage, defamation cases and intellectual property lawsuits. Therefore, it’s important for individuals and businesses to exercise prudent risk management before deciding whether to tweet. Continue reading
Homeowners Insurance and properly insuring the homes contents is a hot topic lately, I wanted to revisit this topic with the current disasters our countries is facing both in Florida and in Texas. It is so important to know the contents of your home and have a detailed list of items to insure with your homeowners policy as well as in the event of a natural disaster where either total home loss occurs or partial. Having a list of valuable items can guide you in the claims process and help get your claim accepted in a timely manner. Continue reading
Equifax, you had one job. Your only purpose as a corporation, the reason you were created and remain a going concern, is to collect and maintain people’s most private financial data.
Now you have fallen down on your only job — and spectacularly so. Hackers penetrated the spectral gauze of security surrounding your website, and over the course of nearly two months, they made away with the personal information of as many as 143 million Americans. It is the most important financial data available on any of us — our names, birth dates, Social Security numbers, home addresses and in some instances a lot more — and it was just sitting there on your site, all but wrapped up in a red bow. Continue reading
Subrogation professionals must become familiar with an increasingly used defense in the litigation of auto insurance subrogation cases. Even if the insured is totally free from fault in the operation of the insured’s auto, not wearing a seat belt could result in a reduction of the damages the insured and/or subrogated auto carrier will be allowed to recover. In some states, through the interplay of the Made Whole Doctrine or other state statutes, this defense could have an affect on a carrier’s rights of subrogation or reimbursement. Continue reading
Catastrophe can arrive at your doorstep in any number of ways: A century-old tree could hit the roof, faulty wiring could spark a fire or a storm like Hurricane Harvey could unleash its fury and yours could be one of countless homes in its path. Continue reading
The chairman of the Senate health committee said Wednesday that he hoped the panel would reach a consensus by the end of next week on a small, bipartisan bill to stabilize health insurance markets and prevent prices from skyrocketing next year under the Affordable Care Act. Continue reading
The basic structure of the American health care system, in which most people have private insurance through their jobs, might seem historically inevitable, consistent with the capitalistic, individualist ethos of the nation. Continue reading
