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"Personal Insurance"
It’s open enrollment season for Affordable Care Act marketplace plans, Medicare Advantage plans and many employer-sponsored plans as well. Lots of evidence suggests you should shop around, and shop carefully, though this is harder than it sounds. Continue reading
Recent high profile data breaches are leaving many consumers wondering how they protect not only their bank accounts, but their investments, from hacks and losing it all.
“Retirement and brokerage accounts can be hacked and they are especially attractive to criminals that are willing to work diligently to attempt to cash out a 401(k) or to perform unauthorized stock trades,” says John Buzzard, industry fraud specialist at Co-op Financial Services, a Los Angeles-based financial technology company. Continue reading
“Opioids” was once a medical term to describe drugs associated with pain relief but has since become a part of the every day American vernacular.
High profile celebrity deaths and the sheer volume of opioids being consumed each day have propelled these powerful drugs into the spotlight and caught the attention of the mainstream media. Continue reading
Doing a thorough comparison of health care plans is difficult.
But there is an imperfect, yet fairly, simple way to check whether a high-deductible plan might qualify for “no-brainer” status, meaning, it enables you to save on health care no matter how often you go to the doctor. Continue reading
Fall has arrived in many parts of the country, leaves are changing color, weather is getting cooler and interestingly this means insurance claims will also see a change. Surprisingly, fall and winter months are known for more automobile and home insurance claims; perhaps it’s the weather? Continue reading
UHC, Health Plan of Nevada and Sierra Health and Life has telemedicine capabilities called Now Clinic. It connects you to a provider 24/7, 365 days a year from your computer or mobile device. No appointment is necessary, and the co-pays are usually less than the standard PCP co-pay, which works out well. First, you just go to nowclinic.com or download the app, sign up, choose a provider and get care from home. The standard online/phone visit is averaging ten minutes long. Continue reading
The individual shared responsibility provision of the Affordable Care Act requires you and each member of your family to have qualifying health coverage (also known as minimum essential coverage), qualify for a coverage exemption, or make an individual shared responsibility payment when you file your federal income tax return.
For Tax Year 2017, the IRS will not consider a return complete and accurate if the taxpayer does not report coverage for the year, an exemption or a payment. Continue reading
Bloomberg) — Reports of safety incidents involving civilian drones have surged to an average of 250 a month, leading to a federal “emergency” action to approve drone flights in restricted areas, according to a government notice seeking new procedures for the craft.
There is so much pent-up demand for obtaining special permission to fly drones in restricted airspace, that the Federal Aviation Administration says it can’t keep up. The FAA says drone users are flying without approval because of the delays.
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