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"Personal Insurance"
Why the average retirement age is rising
Social Security, pension type, and education are factors that have contributed to the rise in the retirement age since the mid-1980s, writes Alicia H. Munnell, director of Boston College Center for Retirement Research, in this article on MarketWatch. Other factors that have also spurred an increase in retirement age are improved health and longevity, jobs becoming less physically demanding, writes Munnell. “While all these factors help explain the gains since the mid-1980s, I was concerned that they had played themselves out. At least for men, though, the increase in the average retirement age from 63.9 in 2013 to 64.6 in 2015 is encouraging.” Continue reading
Hundreds of anguished Californians who lost their homes in an outbreak of wildfires this week now get to face another burden: dealing with insurers Continue reading
After the collapse of Senate Republicans’ latest attempt to repeal Obamacare, Senator Lamar Alexander says he’s going to try again at a smaller, bipartisan bill to stabilize insurance markets in 2018 and 2019. Continue reading
In the first half of 2017, more than 91.3% of all utilization review physicians’ modifications or denials of treatment that were reviewed by an independent medical review doctor in California were upheld, a study released Thursday by the Oakland-based California Workers’ Compensation Institute revealed. Continue reading
Homeowners Insurance and properly insuring the homes contents is a hot topic lately, I wanted to revisit this topic with the current disasters our countries is facing both in Florida and in Texas. It is so important to know the contents of your home and have a detailed list of items to insure with your homeowners policy as well as in the event of a natural disaster where either total home loss occurs or partial. Having a list of valuable items can guide you in the claims process and help get your claim accepted in a timely manner. Continue reading
Equifax, you had one job. Your only purpose as a corporation, the reason you were created and remain a going concern, is to collect and maintain people’s most private financial data.
Now you have fallen down on your only job — and spectacularly so. Hackers penetrated the spectral gauze of security surrounding your website, and over the course of nearly two months, they made away with the personal information of as many as 143 million Americans. It is the most important financial data available on any of us — our names, birth dates, Social Security numbers, home addresses and in some instances a lot more — and it was just sitting there on your site, all but wrapped up in a red bow. Continue reading
Catastrophe can arrive at your doorstep in any number of ways: A century-old tree could hit the roof, faulty wiring could spark a fire or a storm like Hurricane Harvey could unleash its fury and yours could be one of countless homes in its path. Continue reading
We just received an e-mail that Health Plan of Nevada & Sierra Health and Life has begun mailing Medical Loss Ratio (MLR) rebate checks to their small group health insurance plan sponsors. The notice indicated they would be mailing checks out over the next few weeks along with all the other health insurers. These checks are for calendar year 2016 and are required to be completed by September 30th. Continue reading
