Last month, a White House panel declared the nation’s epidemic of opioid abuse and deaths “a national public health emergency,” a designation usually assigned to natural disasters. Continue reading
With the recent natural disaster, Hurricane Harvey, and the amount of heavy rainfall and flooding, many are left to wonder if they will be covered by flood insurance for the damage caused to their homes on the Gulf Coast. Majority of homeowner’s insurance policies, however, DO NOT cover damage caused by flooding. Flood insurance was a very difficult coverage to get before the National Flood Insurance Program, NFIP, was enacted in 1963. Specific communities can participate in the NFIP as a separate policy for your home. Continue reading
Farmers Insurance is asking a court to block a California review of its auto insurance rates from 2008 on.
Farmers’ rates are being challenged by consumers in a separate case. In a lawsuit against the California Department of Insurance, the company argued in a lawsuit that the department’s plan to review its rates is “unlawful under applicable law and current facts.” Continue reading
With so many eyes on claims files, it’s no wonder documentation is a touchy subject for adjusters. Claims files are reviewed by auditors, supervisors, bad faith attorneys and others passing judgment often months or years after the fact, according to Kevin Quinley, founder and principal of Quinley Risk Associates. Continue reading
With a shift in Healthcare laws it is no wonder that Professional Liability “Medical Mal-Practice” insurance is changing as well. Over the past several years subtle changes in the healthcare industry have begun to relate to physician’s Professional Liability needs. With the increase in “E-visits”, a decrease in hospital stays, and of course the ever-evolving idea of healthcare reform, it is interesting that little is talked about when it comes to Professional Liability insurance needs for physicians. Continue reading
The 2018 heath benefits notices are part of the open enrollment for employee benefits. The documentation should be distributed and supplied to employees in compliance with employer’s obligations under the federal law. Some notices are to be provided annually, which is why many employers choose to include the documents during the company’s open enrollment period as an administrative convenience. Continue reading
The state Supreme Court on Thursday issued two rulings bolstering homeowners associations’ ability to sell houses through foreclosure. Nevada’s highest court unanimously ruled that a 2014 decision upholding HOAs’ ability to foreclose ahead of mortgage lenders can be retroactively applied to foreclosures that took place before that ruling. Continue reading
Years ago the Democrats used budget reconciliation to enact parts of the Affordable Care Act (ACA), so the use of reconciliation to modify the ACA, but not repeal it is fitting gesture. The push for the ACA to take effect happened in the same manner in March 2010 as the proposed American Health Care Act (AHCA) is being presented and pushed for today. Continue reading
